Chase Ink Business Cash and Unlimited Cards: $900 Cash Back Bonus

Chase has just launched a new welcome bonus for two of his Ink Business Credit Cards, and these are their biggest sign-up offers to date. In fact, these are some of the best credit card welcome bonuses we’ve ever seen on the market.

New eligible members of the Ink Business Cash® credit card and Ink Business Unlimited® Credit Card can now earn $900 bonus after spending $6,000 in the first three months. It’s like earning 15% cash back for your Company on the purchases you were making anyway. Also, none of the cards have an annual fee.

Select details new bonuses, what you need to know about each card and how to qualify for welcome bonuses.

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Ink Business Cash and Unlimited Welcome Bonus

Ink Business Cash® credit card

  • Awards

    Earn 5% cash back on the first $25,000 spent on combined purchases at office supply stores and Internet, cable, and phone services each account anniversary year (1% thereafter); 2% cash back on the first $25,000 spent on combined gas station and restaurant purchases each account anniversary year (1% thereafter); 1% cash back on all other purchases

  • welcome bonus

    Earn $900 cash back after spending $6,000 on purchases within the first 3 months of account opening

  • Annual subscription

  • Introduction AVR

    0% for the first 12 months from account opening on purchases; N/A for balance transfers

  • Regular APR

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fees

  • Credit needed

Ink Business Unlimited® Credit Card

  • Awards

    Earn 1.5% cash back on every purchase made for your business

  • welcome bonus

    Earn $900 cash back after spending $6,000 on purchases within the first 3 months of account opening

  • Annual subscription

  • Introduction AVR

    0% for the first 12 months from account opening on purchases; N/A for balance transfers

  • Regular APR

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fees

  • Credit needed

The new offers are already superior because they offer more cashback and require less spending, but they are still getting better.

Although Ink Business Cash and Unlimited are considered refund cardsif you have an Ultimate-Rewards eligible card like the Ink Business Preferred® Credit Card Where Chase Sapphire Preferred Cardyou can convert the cashback earned with these cards into transferable Chase Ultimate Rewards® points.

Many travel rewards enthusiasts value these types of points at two cents each, meaning your 90,000 bonus points could be worth $1,800 on travel when transferred to an airline or hotel partner, like United. , Air Canada or Hyatt. If you redeem your points via the Chase Ultimate Rewards Travel Portal (similar to Expedia where you can book any type of travel with no blackout dates), 90,000 points are worth $1,125 or $1,350, depending on which Ultimate-Rewards card you have.

Of course you can also redeem your Chase Ultimate Rewards® points to gift cards, Apple purchases, Amazon purchases and much more. And the best part is that credit card sign-up bonuses are usually not considered taxable income since money had to be spent to earn them.

Rarely do credit card issuers offer such good bonuses. What sets this offer apart is its size, reasonable spending requirements, and the fact that it’s a card with no annual fee. There are a handful of credit cards that offer welcome bonuses of 80-100,000 points, but the cards typically have annual fees of $500 and up.

Who is eligible to earn the Ink Business Cash and Unlimited Card welcome bonuses?

Even if it’s a business credit card, you might be able to get approved even if you don’t think you own a business. More hustles qualify you for a business credit cardlike driving for Uber or Lyft, babysitting, tutoring, reselling items (like on the Ebay or Facebook marketplace) and more.

Chase is known for its strict eligibility requirements on its Sapphire cards, but leaves out all major restrictions for its business cards. The terms do not specify that previous cardholders must wait 24-48 months before earning another bonus. You can apply for both the Ink Business Cash® credit card and Ink Business Unlimited® Credit Card and earn both welcome bonuses.

However, you will need to consider Chase’s 5/24 Rule before requesting either or both cards. The 5/24 rule limits who can be approved for a new Chase credit card. If you’ve opened five or more personal credit cards (from any card issuer) in the last 24 months, chances are you’ll be declined for a new Chase Ink Business card. It’s because lenders usually check your personal credit with a business application.

Ink Business Cash and Unlimited Benefits and Rewards

Chase Ink Business Cash vs. Ink Business Unlimited

Ink Business Unlimited Credit Card ink corporate cash credit card
Annual subscription $0 $0
Awards 1.5% cash back on every purchase 5% cash back in select business categories
Introduction AVR 0% intro APR for 12 months from account opening on purchases 0% intro APR for 12 months from account opening on purchases
Regular APR 16.24% – 22.24% variable 16.24% – 22.24% variable
Foreign transaction fees 3% 3%

Both cards also come with various benefits and protections that provide added value to cardholders, including:

  • Free employee cards
  • Mobile phone protection
  • Car Rental Collision Damage Waiver
  • Trip cancellation and interruption insurance
  • Purchase Protection
  • Extended warranty

Find the best credit card for you by reviewing the offers in our credit card market or get personalized offers via CardMatch™.

At the end of the line

Editorial note: Any opinions, analyses, criticisms or recommendations expressed in this article are those of Select’s editorial staff alone and have not been reviewed, endorsed or otherwise endorsed by any third party.

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